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What is Money

Money is a medium of exchange that facilitates transactions for goods and services. It serves three main functions:

  1. Medium of Exchange (I owe you) – Used to buy and sell goods/services without bartering.
  2. Store of Value – Retains value over time, allowing deferred spending.
  3. Unit of Account – Provides a standard measure for pricing and comparing value.

Money can take different forms, including physical (cash, coins), digital (bank balances, cryptocurrencies), and representative (gold-backed currency). Its value is based on trust, scarcity, and economic systems.

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